Friday, December 19, 2008 '
detail-planning-&-reasons-of-life
Always choose.failure,failure,failure then sucess
NOT
Sucess,sucess,sucess then failure
BUt of cause,i have a designated plan to keep out those "failure" steps.
this plan have been discussed and have to start as early as next week.
...Im only 17 this year,soo i decided to split my plan into 3 diffrent group,
*Future plaN( plan that streches over decades )
*moderate plan( plan that work out within this few years)
*instant plan( plan that i have to executed right now )
i will start from the very basics of my instant plan.
here are the very minor changes im gonna make..
*cutting cost of expenditure on monthly basics by 25%.
*fix deposits would not be tempered and touched till i reach age 21.
*find a low to average pay job with consistant working timing for 3 months.
(average 900 to 1.2k with cpf*)
*minimize outing with peers to less then twice a month.
*downgrade mobile plan to "i" value
*cut down smoking to half pack a day
*open another bank account to seperate my chinese new year and other festive
seasons money,(prevent lossing counts in figure)
*last of all,i will seize my plan of buying new desktop,dvd-player,new-year clothing,overseas trip,room-reno and the jan chalet (friends!! sorry for the dissapointment)
****conclusion for short term plan****
will save up to max 6.5k per annum( for less outing) average $520 monthly
will save up another4k per annum(working for 8 months) average $400 to $500 monthly
cpf build up of up to 2k,(will be divided to medi save and medi shield)
save another 1.2k on minimize smoking ^^
*********will re-caculate and upload the rest of my plan*******
my name is gene.F.F
stated by chanel ang the bui bui.
†WHAT I DO†
†people around me†
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